Everything You Need to Know About Closing Costs

What Are Closing Costs? Closing costs are the various fees you pay your lender or third parties for creating, processing, and underwriting the loan. These fees cover items like a…

Using your mortgage for debt consolidation

According to the Federal Reserve Bank of New York, Americans have a total credit card debt of $925 billion. That’s up $38 billion compared to the first quarter of 2022. This…

When Should I Lock In My Mortgage Rate?

Rate Lock Overview Although they are a crucial part of the home buying process, mortgage rate locks can be complicated for first-time buyers. Everything you need to know about mortgage…