What Are Closing Costs? Closing costs are the various fees you pay your lender or third parties for creating, processing, and underwriting the loan. These fees cover items like a home appraisal, title insurance, and underwriting. Your closing costs will vary depending on what state you live in and which lender you use. Some lenders […]
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According to the Federal Reserve Bank of New York, Americans have a total credit card debt of $925 billion. That’s up $38 billion compared to the first quarter of 2022. This doesn’t include student loans, auto loans, or medical debt. Couple that with rising inflation, and Americans are looking for ways to reduce the amounts they
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Rate Lock Overview Although they are a crucial part of the home buying process, mortgage rate locks can be complicated for first-time buyers. Everything you need to know about mortgage rate locks, including what they are, how they work, and when you can lock in your mortgage rate, will be covered in this article. What
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