Home Buying

If you’re buying a house for the first time, you might come across items you’re unfamiliar with. Items like Private Mortgage Insurance, FA vs. Conventional Loans, or what is included in the closing costs. Paying mortgage points (“points”) on your mortgage might not be the first thing you think of when shopping for your mortgage, but […]

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Primary Residence vs. Investment Property vs. Secondary Home

Finance, Home Buying / liberty1lending

When you apply for a mortgage, your lender will ask if this property will be your primary residence, a second home, or an investment property. Your answer will determine what mortgage rate you get, who can live there, the amount you can be approved for, and the minimum amount of your downpayment. Primary Residence A

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Our top priority is ensuring that clients feel informed, empowered, and confident in their mortgage decisions. We are here to help clients navigate the complex world of mortgages with ease. Our approach is grounded in transparency, honesty, and a commitment to providing exceptional customer service.